Health Insurance

What would happen to you if we were ill and unable to work? Would you be able to manage all of your financial commitments in the short term. Mortgages, rent, family expenses, children, credit agreements, credit cards, living expenses, bills, travel expenses, medical care, to name just a few. These all need paying, whether you’re fit or not. In the short term, you may be able to cover these costs through savings and with family help.

But what if you were to become seriously ill in the long term, and were unable to work, and therefore potentially lose your main source of income? How long would your savings last? How much help could you expect to get from friends and family?

The reality is that it would be hard – almost impossible, to manage your debts and expenses, unless you had substantial savings and a replacement income, to cover these things.

Whilst it is easy to dismiss such a scenario as something that ‘will never happen to me’, the financial implications of serious ill health can be catastrophic.

With some forward planning, it is simple to cover such eventualities, to ensure that both you and your loved ones don’t suffer unnecessarily due to illness.

To see how we can help you plan your finances, call into a local Bradford & Bingley branch to speak to a Legal & General Financial Adviser. You can even book an appointment online.