What If? Saver

'I’m looking for a branch account with a great interest rate and instant access. What’s the point in having this money if I can’t spend it when I want to?'

Well, our new ‘What If?’ Saver could be just the account for you.

Key Features:

• You get a bonus of 0.50% Gross p.a. for the first 180 days from your account opening.
• A great rate of 5.00% Gross p.a.
  (4.75% AER with 6 months bonus).
• Start your account with just £2,000.
• Flexibility to make additions to your account at any time.
• A choice of having your interest paid monthly or annually.
• Instant access to your savings, with up to 4 free withdrawals allowed per year.
• You get a variable rate of interest.
• There is a minimum withdrawal level of £250.

With a minimum opening deposit of £2,000, its easy to start saving.

What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.

Account Opening Requirements:

Well, first of all we recommend that you look at the full product brochure, just to make sure that this is the savings account for you. After that, have a good look at the general terms & conditions - this will give you all of the information that you need to make the right decision.

Bradford and Bingley subscribe to the Banking Code, copies of which are available by request by visiting our Branches or telephoning our helpline.