‘I want a no fuss, postal savings account with a great rate. And I want to be able to save at my convenience. Have you got anything that ticks these boxes?’
We certainly do. Our 'My Time' Postal Saver offers a great rate of interest, and you can operate your account by post as-and-when you choose.
With a minimum opening deposit of £1,000, its easy to start saving.
What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.
Well, first of all we recommend that you look at the full product brochure, just to make sure that this is the savings account for you. After that, have a good look at the general terms & conditions - this will give you all of the information that you need to make the right decision.
Bradford and Bingley subscribe to the Banking Code, copies of which are available by request by visiting our Branches or telephoning our helpline.

How to Apply
or call us on 0845 600 8885* for an information pack
| New Excluding Bonus | New Including Bonus | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Balance | Gross pa% | Net pa% | Monthly Gross % | Monthly Net % | Gross pa% | Net pa% | Monthly Gross % | Monthly Net % | |
| 'My Time' Saver - Easy Access - Variable Rate | |||||||||
| £1,000+ | 5.75 | 4.60 | 5.60 | 4.48 | - | - | - | - | |
* Calls may be monitored or recorded.
Calls provided by BT will be charged at up to 4 pence per minute at all times. A set-up fee of up to 6 pence per call applies to calls from residential lines. Mobile and other providers' charges may vary.
These charges may be subject to change in the future.
Call us on *0845 600 8885