ISA Easy Saver

'I know it’s a cliché, but every penny really does count. Any chance you can show me a way that I can put some money aside for a rainy day, and earn some tax free interest?'

We believe we can!  Our ISA Easy Saver Account may be just the thing:

Key Features:

• Start your Cash ISA with as little as £10.
• Invest up to £3,600 annually (the maximum Cash ISA subscription limit for tax year 2008/9).
• You are able to make additional deposits to your ISA when you choose (subject to ISA annual limits).
• A variable interest rate which is tax free.
• The interest rate is guaranteed to be not less than 2% below the bank base rate for the whole life of the product.
• Your interest is paid annually on the anniversary of the account, and you can choose to have this added to your account or paid out to another account.

With a minimum opening deposit of just £10, its easy to start saving.

What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.

Account Opening Requirements:

Well, first of all we recommend that you look at the full product brochure, just to make sure that this is the savings account for you. After that, have a good look at the general terms & conditions - it will give you all of the information that you need to make the right decision.

Bradford and Bingley subscribe to the Banking Code, copies of which are available by request by visiting our Branches or telephoning our helpline.