Internet Saver (Issue 2)

'What I'd like is a way to manage my 'e-savings' at a time that suits me, preferably from the comfort of my own front room. Think of me as a virtual investor. Any chance you can help?'

We most certainly can! Here's how our Internet Saver (2) Account works:

Key Features:

• You can open your Internet Saver account with as little as £1 up to a maximum of £2 million.
• We give you the convenience of online access, 24 hours a day.
• You get a great variable rate of interest.
• Interest guaranteed to at least match the Bank of England Base Rate until 1st July, 2009.
• A choice of monthly or annual interest.
• You can make withdrawals any time, via BACS, to a nominated account without penalty.

With a minimum opening deposit of just £1 (maximum of £2 million), it's easy to start saving.

What does AER mean?

Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.

Account Opening Requirements:

Terms & Conditions: Internet Saver (Issue 2)

• You must be a UK resident (please note: this excludes the Channel Islands and Isle of Man).
• Applicants must be aged 18 or over.
• You need to be able to open your account with a minimum £1 balance (maximum £2 million).
• You must hold a personal bank or building society current account that offers Direct Debit payment facilities.
• To be able to access and transact on your account, you need access to a PC with internet capability and have a valid e-mail address.

Bradford and Bingley subscribe to the Banking Code, copies of which are available by request by visiting our Branches or telephoning our helpline.