6 Month Fixed Term eBond (Issue 26)

'I'd like to invest a lump sum into an account with a great fixed rate of interest. Can you help?’

Our 6 Month Fixed Term eBond could be just what you are after, with a rate of 6.10% AER (6.01% p.a. Gross).

Key Features:

• You select a one-off lump sum amount to save, from £1,000, to £2 million.
• After you’ve made your initial deposit, you won’t be able to make any additional deposits until after the bond matures.
• There is no cooling off period, and no withdrawals can be made until maturity - after the bond matures, you can have easy access to your account.
• Your account can be viewed online 24 hours a day.
• After this period, you can make further deposits into your account.
• The bond and interest rate are fixed for a term of 6 Months from the date funding is received.
• A choice of monthly or annual interest is available.
• Your interest can be credited back into your account or paid out to you.
• On maturity the account pays a Bradford & Bingley eBond Maturity Account Rate. This is variable and is equal to the Bank of England Base Rate.

With a minimum deposit of just £1,000, its easy to start saving.

Remember these bonds are limited issue and can be withdrawn without notice.

What does AER mean?
Every savings product that shows an interest rate must show the AER. It stands for Annual Equivalent Rate and shows what the interest would be if it were paid and added each year. We do this so you can compare our accounts more easily.

Account Opening Requirements:

Our account opening process is very simple and quick. Simply follow the apply link and complete the online application form. Below is a summary of the key requirements to open an account and also the account opening process. We recommend that you have a good look at the terms and conditions before applying.

5 Key Requirements to Open an eBond Account

1. You must be a UK resident (please note: this excludes the Channel Islands and Isle of Man).
2. Applicants must be aged 18 or over.
3. You need to be able to open your account with a minimum £1,000 balance.
4. You must hold a personal bank or building society current account that offers Direct Debit payment facilities.
5. To be able to access and transact on your account, you need access to a PC with Internet capability and have a valid e-mail address.

5 Step Application Process

1. Apply Online with our simple application form.
2. Set your own password during the application process. Make sure your password is memorable and that you keep it secure.
3. We will then post you your account ID. As your password is set by you we will not include this with the ID.
4. In order to fund your eBond, you must send a cheque (Payable to yourself) to the address provided on the confirmation screen - so not to miss out on the fantastic offer please ensure your cheque arrives with us within 14 days of applying.
5. Sit back and watch your money grow.

Bradford and Bingley subscribe to the Banking Code, copies of which are available by request by visiting our Branches or telephoning our helpline.