Frequently Asked Questions

Frequently Asked Questions Index

  1. I want to pay a part of my mortgage early but I've heard that I wouldn't benefit until the end of year is this true?
  2. I've got a mortgage with you and I am getting married, can I add my partner to my mortgage?
  3. Are there any other costs associated with my mortgage?

I want to pay a part of my mortgage early but I've heard that I wouldn't benefit until the end of year is this true?

No - You can make a capital repayment at anytime. For capital repayments over £500 your details will be automatically amended from the first of the month following your payment. A letter confirming the new details of your account will then be sent to you. For capital repayments of less than £500, no confirmation letter will be sent, but can be issued on request.

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I've got a mortgage with you and I am getting married, can I add my partner to my mortgage?

Possibly, subject to status. If you contact our Lending Helpdesk on 08706 072 072, they'll guide you through your options.

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Are there any other costs associated with my mortgage?

Please see Fees & Charges page for a comprehensive explanation of all our fees and charges related to your account.(requires Adobe Acrobat Reader).

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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