Ways to Apply for a Loan
Apply OnlineSimply press 'Apply Now' and complete the simple application form and we'll give you a call back with a decision in around an hour.
Call Back applies to loan applications submitted between 9am-5pm Monday to Friday excluding Bank Holidays. Applications outside these times will receive a call on the next working day.
Apply over the Phone
Call us on 0800 731 3232 'Quote 60201' for an instant decision.
Our call centre is open from:
- 8am to 9pm Monday to Friday
- 8am to 6pm on Saturdays
- 9am to 6pm on Sundays
Calls may be monitored or recorded for security and training purposes.
Visit a Branch
Find the nearest Bradford & Bingley branch to where you live: Branch Finder
Am I eligible to Apply?
To be eligible for a Bradford & Bingley loan, you must meet the following criteria:
- You must be between the ages of 23 - 69.
- You must be a UK resident.
- Have a minimum gross annual income of £10,000
- You must have a bank account that accepts standing orders.
- If you don't own your own home, you must have a Credit Card, Store Card or Cheque Guarantee Card.

